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Making an Offer on a Home

Making an Offer

Once you’ve found the home you wish to purchase, I’ll guide you through making an effective offer based on property and market conditions. I’ll prepare the purchase contract and advise you of protective contingencies, home inspections, appraisal and financing, warranties, title and escrow arrangements — all of which will be detailed in the offer.

The following items are required at the time the offer is written:

  • Lender Pre-Qualification: If you’re planning to finance any part of the purchase with a new loan, you’ll need to provide a lender pre-qualification;
  • Verification of Assets: If you’re making an all-cash purchase (no loan or mortgage), you’ll need a bank or brokerage account statement(s) showing available funds to cover the full purchase price and closing costs, or a source of funds letter provided by your bank or financial institution;
  • Contingency Contract: If you purchase is contingent on the sale of another property, a copy of your fully executed purchase contract and all addenda is also required.
  • Earnest Money: If your offer is accepted, you’ll need to deposit “Earnest money” to open escrow. A personal check or wire transfer (usually at least 1% of the purchase amount is customary) is due the first business day following acceptance;

Green Valley is a competitive market, so I recommend you have all the necessary documents handy so there are no delays in submitting an offer when you find your new home!

Additional Information:
Deciding How Much to Offer

Common Contingencies

Contingencies are conditions included in the purchase offer that allow the Buyer to cancel the purchase without losing their earnest money. The standard contingencies included in your offer are the inspection contingency; the finance contingency (if you’re obtaining a new mortgage), and the appraisal contingency (included as part of the finance contingency).

In a competitive situation, homebuyers may be tempted to waive common contingencies in order to beat out other offers. This can be financially risky, however, so it’s essential that you consider the potential cost of waiving any contingency.

Additional Information:
Contingencies and Protective Clauses

Negotiation and Contract Acceptance

Once you submit an offer, the seller will have the option of accepting, rejecting or responding with a counter offer. Unless you’re offering full asking price and paying cash, expect that your offer may not be accepted without some negotiation. This is another reason why you should have your own Buyer’s Agent negotiating with only your interests in mind.

Depending on the strength of your offer, the seller may send back a counter offer, which you will be able to accept, reject, or respond with another counter offer. Once both parties agree to terms, the offer becomes a binding contract, and escrow is opened.

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TESTIMONIALS

"As an out-of-state buyer, I needed to find the right person to be my local contact. And Russ was that person. He knows the area and had a lot of patience to show me around. He also did not push his opinion but was willing to give it to me when asked. The end result? With Russ’s help I have purchased the right home in the right area for the right price! I never could have done that without the expertise Russ brings to the process."
- D.H., Mogadore OH
"I was so lucky to find Russ. It’s been a long time since I bought a home and working through the stacks of paperwork was daunting! I was so glad to have Russ “be there for me” and to guide me through each step. He was on top of every stage of the home buying process, knew the answers to all my questions and immediately responded (sometimes in minutes). Russ also has a bevy of wonderful local businesses to recommend and a comprehensive website that was exceedingly helpful! You are making a mistake if you don’t use Russ to help you purchase your home in Green Valley, he is A++++."
- E.W., Upland CA
"Russ went far beyond my expectations! He not only helped before, during and after my purchase, he has great knowledge of anything I needed information with. This was the BEST Real Estate purchase I’ve ever made, Russ’ service for me was flawless. Thank You Russ!"
- B.G., Green Valley AZ
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Russ Fortuno, Associate Broker

I'm a Southern Arizona native and year-round Green Valley resident. Whether you’re buying or selling a home in the Green Valley or Sahuarita area, you’ll experience unsurpassed service and professionalism at all stages of your real estate transaction. I welcome the opportunity to assist in your next home sale or purchase.
Meet Russ

Tierra Antigua Realty

18745 S. I-19 Frontage Rd., Ste. A105
Green Valley, AZ 85614
(520) 333-0446
Contact Russ

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