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Making an Offer on a Home

Making an Offer

Once you’ve found the home you wish to purchase, I’ll guide you through making an effective offer based on property and market conditions. I’ll prepare the purchase contract and advise you of protective contingencies, home inspections, appraisal and financing, warranties, title and escrow arrangements — all of which will be detailed in the offer.

The following items are required at the time the offer is written:

  • Lender Pre-Qualification: If you’re planning to finance any part of the purchase with a new loan, you’ll need to provide a lender pre-qualification;
  • Verification of Assets: If you’re making an all-cash purchase (no loan or mortgage), you’ll need a bank or brokerage account statement(s) showing available funds to cover the full purchase price and closing costs, or a source of funds letter provided by your bank or financial institution;
  • Contingency Contract: If you purchase is contingent on the sale of another property, a copy of your fully executed purchase contract and all addenda is also required.
  • Earnest Money: If your offer is accepted, you’ll need to deposit “Earnest money” to open escrow. A personal check or wire transfer (usually at least 1% of the purchase amount is customary) is due the first business day following acceptance;

Green Valley is a competitive market, so I recommend you have all the necessary documents handy so there are no delays in submitting an offer when you find your new home!

Additional Information:
Deciding How Much to Offer

Common Contingencies

Contingencies are conditions included in the purchase offer that allow the Buyer to cancel the purchase without losing their earnest money. The standard contingencies included in your offer are the inspection contingency; the finance contingency (if you’re obtaining a new mortgage), and the appraisal contingency (included as part of the finance contingency).

In a competitive situation, homebuyers may be tempted to waive common contingencies in order to beat out other offers. This can be financially risky, however, so it’s essential that you consider the potential cost of waiving any contingency.

Additional Information:
Contingencies and Protective Clauses

Negotiation and Contract Acceptance

Once you submit an offer, the seller will have the option of accepting, rejecting or responding with a counter offer. Unless you’re offering full asking price and paying cash, expect that your offer may not be accepted without some negotiation. This is another reason why you should have your own Buyer’s Agent negotiating with only your interests in mind.

Depending on the strength of your offer, the seller may send back a counter offer, which you will be able to accept, reject, or respond with another counter offer. Once both parties agree to terms, the offer becomes a binding contract, and escrow is opened.

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Client

TESTIMONIALS

"Very professional in his approach. Very organized in his scheduling of home tours and knowledgeable of Green Valley and Quail Creek. We highly recommend Russ for all of your real estate searches. "
- J.S., Green Valley AZ
"I can’t say enough about what an outstanding job Russ did for us! We decided to retire to AZ and after touring several areas in the state, we chose the Tucson area. I found Russ online and reached out to him to help us find our retirement neighborhood and home. Russ spent a day showing us all of the different neighborhoods in both Sahuarita and Green Valley that met our requirements and were within our budget. By the end of the day, we had chosen four neighborhoods. Russ then found four homes for sale in our chosen neighborhoods; two in our favorite! The next day, Russ took us to tour the four homes and by the end of the second day, we made an offer. We are relocating from Kentucky and Russ has been there for us every single step of the way. He has been invaluable in making this entire experience smooth and exciting for us! His service after the sale has been equally exemplary!"
- E. W., Sahuarita AZ
"My husband and I are honored to recommend Russ Fortuno as the most efficient and professional real estate professional we have had. We feel very blessed to have found Russ while we were still in North Carolina. We planned to relocate to Green Valley, AZ and were interested in establishing a rapport and receiving listings prior to moving cross-country. By the time we arrived Russ pretty much knew what we were looking for. Even though the inventory was not terribly plentiful at the time we found our home the very first day we went looking!!! In addition to helping us find the perfect home, Russ was wonderful to refer us to local contractors and professionals in our area. He is a wealth of information and took the time to answer any questions we had. We also felt the step-by-step timeline Russ includes in his service was very helpful."
- M.P., Green Valley, AZ
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Russ Fortuno, Associate Broker

I'm a Southern Arizona native and year-round Green Valley resident. Whether you’re buying or selling a home in the Green Valley or Sahuarita area, you’ll experience unsurpassed service and professionalism at all stages of your real estate transaction. I welcome the opportunity to assist in your next home sale or purchase.
Meet Russ

Tierra Antigua Realty

18745 S. I-19 Frontage Rd., Ste. A105
Green Valley, AZ 85614
(520) 333-0446
Contact Russ

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